¿La religión católica y evangélica influyen en los aspectos financieros de sus fieles brasileños?

Autores/as

DOI:

https://doi.org/10.36517/contextus.2025.94919

Palabras clave:

religión; cristianos; finanzas personales; comportamiento; métodos de estimación.

Resumen

Contextualización: La religión y la preocupación por los recursos financieros han acompañado a la humanidad desde sus inicios hasta la actualidad. En el cristianismo, se debate cómo las doctrinas religiosas pueden influir en el comportamiento de sus fieles. En este contexto, es relevante comprender cómo los cristianos (tanto católicos como protestantes) manejan las cuestiones financieras en su vida cotidiana.

Objetivo: Este estudio tiene como objetivo analizar cómo la religión influye en los aspectos financieros de sus seguidores.

Método: Se adoptó un enfoque cuantitativo, aplicando 513 cuestionarios (268 católicos y 245 protestantes) con 29 ítems en una escala de acuerdo de 0 a 10, los cuales fueron agrupados en ocho constructos. Como métodos de estimación, se emplearon Análisis Factorial Exploratorio (AFE), Mínimos Cuadrados Ordinarios (MCO) y Modelos Lineales Generalizados (MLG).

Resultados: Los hallazgos indican que la religión influye en aspectos como educación financiera, monitoreo, exceso de confianza, ahorro, gasto consciente, tolerancia al riesgo y planificación financiera. Se observaron diferencias entre católicos y protestantes solo en monitoreo y tolerancia al riesgo.

Conclusiones: Este estudio contribuye al desarrollo de prácticas de educación financiera basadas en principios éticos y religiosos, además de servir como base para políticas públicas y productos financieros adaptados a diferentes creencias.

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Biografía del autor/a

Anderson Dias Brito, Universidade Estadual do Sudoeste da Bahia (UESB)

Doutorando em Administração na Universidade de São Paulo (USP) e Professor na Universidade Estadual do Sudoeste da Bahia (UESB)

Mestre em Administração pela Universidade Federal da Paraíba (UFPB)

Michele Santos Lima, Universidade Estadual do Sudoeste da Bahia (UESB)

Graduanda em Economia na Universidade Estadual do Sudoeste da Bahia (UESB)

Eduarda dos Santos da Silva , Universidade Estadual do Sudoeste da Bahia (UESB)

Graduanda em Administração na Universidade Estadual do Sudoeste da Bahia (UESB)

Citas

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Publicado

13-08-2025

Cómo citar

Brito, A. D., Lima, M. S., & Silva , E. dos S. da. (2025). ¿La religión católica y evangélica influyen en los aspectos financieros de sus fieles brasileños?. Contextus - Revista Contemporânea De Economia E Gestão, 23, e94919. https://doi.org/10.36517/contextus.2025.94919

Número

Vol. 23: ene/dic 2025

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